1) You should buy only what you need.
2) When you buy, make sure you buy a quality stuff because it helps you to save money.
3) When you buy clothes and accessories, make sure to check its quality. Keep it simple.
4) Buy once a year during the 'End of Season' sales. You can get discounts.
5) Make some extra money with your old unwanted, unuse or junks at home by selling it on ebay.
6) One should take care of furniture and electronic items better.
7) Cut down on electricity consumption and save big on bills. Use CFLs to save energy and money.
8) You can save money on gyms, why not start a brisk walking in a park or working out at home instead.
9) When you are buying or searching for a house, choose a location close to transport, shops, schools and hospitals.
10) Make sure to get your vehicle on time. You will save thousands of bucks otherwise you might have to spend buying spare parts.
11) Search for shops that gives special sales and special discounts for products you buy.
12) Shop when no one else wants to or no one else goes out to shop. Shop owners usually give bigger discounts at these times.
13) Make a habit of collecting coins in a jar. You will be surprised how much you collect by the end of the month or year. Believe me!
14) Make a plan to save 25% to 30% of your savings each month for future necessities and unforeseen circumstances.
15) Budget is very important when you are planning to save money. Keep a monthly budget report and stick to it firmly.
16) Do not subscribe to unnnecessary magazines or newspapers that cost you extra money per month.
17) You can also start a new hobby that can help you to turn into a part-time career in the future during your spare time.
18) Make a habit of writing down list of important items for shopping and carrying this list when you go out for shopping, so that you can avoid buying unnecessary stuffs.
19) Plan out a weekly menu and stick to it.
20) Keep a monthly diary of your purchases. Go through this diary and figure where you can save more money.
21) Cut down on meat eating such as chicken, mutton, beef, fish, etc. Also, cut down on expensive vegetables like mushroom, fresh peas, etc. and dairy products such as cheese, carton milk, etc.
22) Cook food at home, stop eating out. Home made food is always healthier and cheaper than restaurant foods.
23) Avoid late payments on bills.
24)Hand wash your clothes and use washing machine less.
25) Avoid eating processed foods. They are expensive.
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